Commercial Insurance

The Baldwin-Cox Agency has been helping businesses with commercial insurance for over 25 years. Our clients choose us because of our people! We are dedicated to providing exceptional service to you and your employees.

Construction Surety Bonds

Construction Surety Bonds provide financial security and construction assurance on building and construction projects by assuring the project owner (obligee) that the contractor (principal) will perform the work and pay certain subcontractors, laborers, and material suppliers.

Personal Insurance

Personal insurance has become increasingly difficult to understand. With direct writers, captive agents, and independent agents all competing for your business, it’s hard to know where to start or who to turn to with your questions.

Commercial Surety Bonds

Commercial Surety Bonds guarantee performance by the principal of the obligation or undertaking described in the bond.

Our Approach to Surety Bonding

At Baldwin Cox Allen, we understand that bonding is the lifeblood of any growing construction company. Without bonding you may not be able to get or even pursue all the work that is available. Our years of experience, focus on bonding, industry relationships and our consultative approach are all geared toward maximizing your bonding program and taking your company to the next level!

PHASE 1: Let’s Meet!

We still believe in meeting face to face with our clients and will utilize this time to review information such as company financials, contractor questionnaire, and job schedules. This helps us understand the growth goals of your company and what you’ll be looking for in a surety partner.

PHASE 2: Finding the RIGHT Surety

With an understanding of your business vision and some key information collected, we’ll advise you on sureties that may be good fits for your business and will work with you to ensure that you are as comfortable with them as they need to be with you. We work with over 25 bonding companies and want to always give you options, no matter your size. When you are ready, we’ll move forward with the surety that’s the best fit for both your short-term and long-term needs.

PHASE 3: We’re here to Serve

We represent surety companies that have given us in-house powers to issue bonds from our office and in many cases have passed authority to us as well. Because of this, our experienced support team and producers will work with you to process each bond request as quickly as possible. Whether you have a bond question, need a bond processed or a marketing letter from us, we are here to serve you!

PHASE 4: Growing your Bond Program

We want you to meet your growth goals. Whether it’s choosing a CPA, setting up a Bank Line of Credit or reviewing your internal accounting, we’re here to advise you on ways to make your company more appealing to the bonding marketplace. We’ll also be proactively reviewing to see if there’s any improvement that can be made to your bond program and will push the surety underwriter when we feel it’s appropriate. We want to work with you long term and our goal is to maximize your bond program!

We realize that WE aren’t successful, unless YOU are successful. Whether this means turning around a bid bond in an hour, expanding your bond program limits, providing feedback on your financial statement presentation, or just providing the best customer service possible, we are committed to our clients. We are committed to serving you competitively, professionally, and responsively.

Our Approach To Insurance

Baldwin Cox Allen has been helping businesses with commercial insurance for over 25 years. Our clients choose us because of our people, experience and expertise. We offer extremely competitive insurance programs for such industries as Construction, Transportation, Manufacturing and many more!

We’ll meet with to understand your insurance needs and then tailor a customized solution that’s right for you. We understand the importance of keeping costs down so we’ll aggressively shop with our 25+ A Rated insurance carriers to make sure we’re providing you with the best possible value for your insurance dollar. We want you to get the right insurance at the right price! We provide quick, courteous, knowledgeable, and accurate customer service whether it be for insurance certificates, coverage binders, or other items that are important to you and your customers. We are dedicated to providing exceptional service to you and your employees.

We partner with our clients and value them as our most important asset. Please contact us today to find out more about what we can offer!

Our motto is:
“We go WAY beyond your expectations!”

We realize that we aren’t successful, unless YOU are successful. Whether that means getting a certificate out in a timely manner, making sure you have the correct insurance coverage, expanding your bonding program, or just providing the best customer service possible, we are committed to our clients. We are committed to serving you competitively, professionally, and responsively.

Bill Baldwin, President

Bill Baldwin, President

Partners you can trust

Our insurance and bonds come from top-rated and established companies

Our Partner logos - Acuity, Liberty Mutual, Chubb, Nationwide, The Hartford, Progressive, Safeco Insurance, etc.

We Do Surety Bonds